Clubcard Pay. Powered by Tesco Bank

Get the power of Clubcard Pay

The new way to pay, save and pick up extra points

Tesco Clubcard Pay is provided by Tesco Bank

Tesco Clubcard Pay is available to Tesco Clubcard members who are resident in the UK and aged 18 or over. Accounts are subject to status.

It pays to Clubcard Pay

It's easy to get started. Find out more and apply today.

Frequently asked questions

Clubcard Pay has been designed with your grocery shopping in mind, to help you manage your shopping budget each month. You can see all of your grocery spending in once place, and connect easily to Tesco Clubcard to see the Clubcard points you're collecting and maximise your rewards. It's a debit card that you can use anywhere Visa debit cards are accepted, and you'll collect Clubcard points on most of your shopping, both in and out of Tesco. It also comes with a Round Up savings account, which lets you build up your savings pot seamlessly, by rounding up your spending to the nearest £1. This helps you save the change away to use on a rainy day. Your Round Up balance can be transferred out of the account to any other bank account anytime. You can see and manage both accounts on the Tesco Bank Mobile Banking App.

Tesco Clubcard Pay is available to Tesco Clubcard members who are a resident in the UK and aged 18 or over. Accounts are subject to status.

You'll need to be registered and signed into your Clubcard account to be able to apply for Clubcard Pay. The application is all online and should only take you a few minutes to apply and find out if you've been successful.

It's a savings account provided with Clubcard Pay, which helps you build your savings pot by rounding up your change to the nearest pound.

Clubcard points

Your Clubcard Pay debit card is also your Clubcard, so you'll collect your normal 1 Clubcard point for every £1 spent in Tesco (in-store and online). You'll also collect 1 Clubcard point for every £8 spent outside Tesco.

3 month offer: for the first 3 months (100 days, to be exact) after you open your Clubcard Pay account, you’ll collect 2 Clubcard points for every £1 you spend using your Clubcard Pay debit card on qualifying products in Tesco and on Tesco Fuel (excludes Esso). That’s 1 extra Clubcard point for every £1 you spend. After 100 days, you'll go back to the standard Clubcard points collection rate for using Clubcard Pay in Tesco and on Tesco Fuel (1 Clubcard point for every £1 spent).

Clubcard points are calculated on each purchase transaction and the standard collection rate is subject to change. Exclusions apply and there are some products at Tesco you can’t collect Clubcard points on, see here for details.

The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling Clubcard points.

Tesco Bank is a trading name of Tesco Personal Finance plc. Registered in Scotland No. SC173199. Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.