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The speedy way to pay and collect Clubcard points in Tesco

Download PayQwiq, our instant payment app

  • Apple: Download from the App Store
  • Android: Get it on Google Play

Collect up to 500 extra Clubcard points

Sign up to PayQwiq and collect 100 extra Clubcard points for each week you pay with the app, for up to 5 weeks – that’s up to 500 extra points.

Available to new customers who sign up by 3 September 2017 and make all payments by 31 October 2017. See additional terms and conditions below.

What is PayQwiq?

PayQwiq is a fast and secure payment service that helps you zoom through the Tesco checkout. It lets you add your credit or debit card details to the app so you can use your smartphone to pay for your shopping with just one scan. Not only that but it collects your Clubcard points automatically. This means you can now go wallet-free in all UK Tesco stores. So why not give it a go?

How does it work?

  • Link your payment card to the app to shop up to £250
  • Present the barcode on your mobile to the scanner
  • Collect your Clubcard points automatically
  • Track your spending in Tesco

Head to the App Store or Google Play to download the PayQwiq app.

As soon as you’ve added your card details, you’ll be ready to shop using just your phone.

And there’s no need to worry about your bank details being stored on your phone – they’re all securely protected in our encrypted data centres. So not only is it quicker and easier, it’s safer too.

Don’t forget, you can use PayQwiq offline, even if you don’t have any signal.

See our FAQs below for more details.

  • Apple: Download from the App Store
  • Android: Get it on Google Play

What about my regular Clubcard points?

When you pay with PayQwiq, it collects your regular Clubcard points automatically, so there’s less fumbling in your wallet and more flying through your day.

So whether you’re doing a big shop or just buying a sandwich, you won’t be missing out on your Clubcard points.

FAQs about Tesco PayQwiq

How do I use PayQwiq from Tesco?

It’s very easy, to get started just head to the App Store or Google Play and download the PayQwiq app. You can sign in straight away using your login details and will be asked to set a Secure Pin and add your payment cards. Then, the next time you’re at the till, open the app and it will generate a barcode that you simply scan to pay.

And, because your Tesco Clubcard is linked automatically to PayQwiq, your Clubcard points will be collected automatically every time you pay. It’s that easy.

Where can I use it?

You can now pay with PayQwiq in all UK stores. To view a full list of stores visit

Is PayQwiq safe to use?

Security is our main priority and all card data is secured in our encrypted data centres –– never on your phone. We ask for your username and password to access your PayQwiq account online and to install the app, and you’ll then create a 4-digit PIN to access the app and make payments. Keep this PIN safe.

No sensitive data is displayed within the PayQwiq app and a payment can’t be made through the app using a card that has been blocked.

We will also keep you safe by locking your PayQwiq account if we suspect that any payments on your account may be fraudulent.

Is there a charge for using PayQwiq? 

No, it’s free to use.

Which cards can I use?

You can use Visa, Visa Debit, Visa Electron, MasterCard, MasterCard Debit, Maestro and American Express.

Is there a minimum or maximum spend?

There is no minimum spend when using PayQwiq. We do have a maximum spend of £250 per transaction when using PayQwiq. Please also note that, to keep you safe, any unusual transaction either in terms of amount or spending pattern may be declined by your bank or organisation that issued your card.

Can I use my coupons and vouchers?

You can use all money off coupons and vouchers with PayQwiq. To use your Clubcard Extra Points or Double Points coupons, you’ll need to swipe your plastic Clubcard, scan your coupons and then scan PayQwiq.

The same applies for Tesco colleagues with a Privilegecard. You’ll need to swipe your plastic Privilegecard and scan your coupons and vouchers before you scan PayQwiq.

Extra points offer additional terms and conditions

One offer per customer. Only one qualifying transaction per week will collect the extra points. A week runs from Monday 00:00 until Sunday 23:59. Additional payments in the same week will not receive extra points. Clubcard points will be added to a future Clubcard statement.

The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City AL7 1GA, who are responsible for fulfilling points.

PayQwiq is operated by Tesco Bank.